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Articles by Denny Ceizyk
Adjustable-Rate Mortgage: What an ARM Is and How It Works
June 15, 2023
When fixed-rate mortgage rates are high, lenders may start to recommend adjustable-rate mortgages (ARMs) as monthly-payment saving alternatives. Homebuyers typically choose ARMs to save money... read more
How Soon Can You Refinance a Mortgage?
June 15, 2023
With some types of conventional refinance loans, you can refinance within days of closing your purchase loan, while some government-backed loans will require a year’s... read more
What Is a Conforming Loan?
June 15, 2023
A conforming loan is a mortgage that meets — or “conforms” — to criteria set by two large companies that provide funds for most of... read more
16 First-Time Homebuyer Tips You Should Know
June 8, 2023
Think you’re ready to buy your first home? Before you start house hunting, learn some first-time homebuyer tips to help you navigate the process. A... read more
What Credit Score Do You Need to Buy a House?
May 31, 2023
A 620 credit score is typically what you’ll need to get a mortgage for a home purchase. Although you can buy a house with a... read more