How Does LendingTree Get Paid?
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
How Does LendingTree Get Paid?
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

Table-1:

How Does LendingTree Get Paid?
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
How Does LendingTree Get Paid?
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

Lowest personal loan rates.csv

LenderUser ratingsAPR rangeLoan termsLoan amountsMin. credit scoreBest for...
Upstart logo6.40% - 35.99%36 and 60 months$1,000 - $50,000300Building creditView Personalized Offers
Prosper logo
(924)
User Ratings & Reviews rating-reviews-tooltip-icon

Ratings and reviews are from real consumers who have used the lending partner’s services.

6.99% - 35.99%24 to 60 months$2,000 - $50,000560Applicants with low credit scoresView Personalized Offers
LightStream logo
User Ratings & Reviews rating-reviews-tooltip-icon

Ratings and reviews are from real consumers who have used the lending partner’s services.

7.49% - 25.49%
*with autopay
24 to 144 months$5,000 - $100,000Not specifiedApplicants with excellent creditView Personalized Offers
Discover personal loans logo7.99% - 24.99%36 to 84 months$2,500 - $40,000720No origination feesView Personalized Offers
LendingPoint logo7.99% - 35.99%24 to 72 months$2,000 - $36,500660Mid-sized expensesView Personalized Offers
PenFed logo7.99% - 17.99%12 to 60 months$600 - $50,000700Small loan amountsView Personalized Offers
Upgrade logo8.49% - 35.99% *with autopay24 to 84 months$1,000 - $50,000580Flexible loan term durationsView Personalized Offers
SoFi logo8.99% - 25.81%
*with discounts
24 to 84 months$5,000 - $100,000680Overall experienceView Personalized Offers
Best Egg logo8.99% - 35.99%36 to 60 months$2,000 - $50,000600Secured and unsecured loan optionsView Personalized Offers
Achieve logo8.99% - 35.99% 24 to 60 months$5,000 - $50,000620Same day credit approvalView Personalized Offers
LendingClub logo9.57% - 35.99%24 to 60 months$1,000 - $40,000600Applying with a co-borrowerView Personalized Offers
Avant logo
(1,527)
User Ratings & Reviews rating-reviews-tooltip-icon

Ratings and reviews are from real consumers who have used the lending partner’s services.

9.95% - 35.95%12 to 60 months$2,000 - $35,000580Fast loan fundingView Personalized Offers
Happy Money logo11.72% - 24.67%24 to 60 months$5,000 - $40,000640Refinancing credit card debtView Personalized Offers
BHG Money logo13.39% - 24.91%36 to 120 months$10,000 - $200,000660Large loan amountsView Personalized Offers
Reach logo14.10% - 35.99% 24 to 60 months$3,500 - $40,000680Consolidating debtView Personalized Offers

Table-2:

Best for consolidating debt (Personal)

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APR range14.10% - 35.99%
Loan amounts$3,500 - $40,000
Loan terms24 to 60 months
Origination fee0.00% - 8.00%
Min. credit score680

Table-3:

ProsCons

  Access to your free monthly credit score

  Ability to change your due date

  Fast funding

  May charge an origination fee of up to 8.00%

  Limited loan use

  Doesn't offer joint applications

Table-4:

Credit score rangeAverage APRAverage loan amount
720+14.80%$10,895
680-71923.48%$14,567
660-67932.06%$18,963
640-65945.00%$2,530
620-63958.69%$3,027
580-61989.33%$4,366
560-579127.20%$6,377
Less than 560165.66%$8,270

Table-5:

Credit score rangeAverage APRAverage loan amount
720+14.80%$10,895
680-71923.48%$14,567
660-67932.06%$18,963
640-65945.00%$2,530
620-63958.69%$3,027
580-61989.33%$4,366
560-579127.20%$6,377
Less than 560165.66%$8,270

Table-6:

ProsCons
APRs
  • You can save money by comparison shopping for the lender that offers the lowest possible APR.
  • Generally, the interest rates are fixed, making it easier to budget.
  • Qualifying for lower APRs requires a strong credit profile, though you could always improve your credit score and reapply at a later date.
Repayment
  • Personal loans have a definite payment schedule, which means borrowers know exactly how long it’ll take to pay off what they owe.
  • Personal loans are generally unsecured, which means you don’t have to supply collateral.
  • Missing one personal loan payment could result in a defaulted debt, causing harm to your credit file and future creditworthiness.
  • While your personal property isn’t at risk with unsecured loans, you can still be sued by a debt collector if you fall behind on payments.
Amounts, fees
  • Many lenders allow you to borrow a wide variety of amounts for a wide variety of purposes.
  • There are plenty of no-fee lenders to choose from.
  • Some lenders charge an origination fee that can be as high as 12% of the loan amount.
  • Less scrupulous lenders hide fees or offer scant repayment protections.

Table-7:

Navy Federal Credit Union logo #1New auto loansUsed auto loansRefinance auto loans
Starting annual percentage rate (APR)4.54%5.44%4.54%
Loan termsUp to 96 monthsUp to 72 monthsUp to 96 months
Loan amountsNot disclosedNot disclosedMinimum of $5,000
See Auto Loan RatesSee Auto Loan RatesSee Refinance Rates

Table-8:

CarrierDomestic changeInternational changeSame-day change
Air New Zealand$50$100$50
Alaska Airlines$0 (except Saver fares)N/A$25-$50
Allegiant$25N/AN/A
American Airlines$0$0$75-$150
ANA$0$0$0
British Airways$0 (through August 2022)$0 (through August 2022)N/A
Cathay Pacific$0 (for first change)$0 (for first change)$0 (for first change)
Delta Air Lines$0$0$75
easyJet$0$0$0
El Al$200$200$200
Emirates$0$0$0
Etihad Airways$0 (through May 2022)$0 (through May 2022)$0 (through May 2022)
Frontier Airlines$0-79$0-79$79
Hainan Airlines$0-40% of the fare (depending to ticket class)$0-40% of the fare (depending to ticket class)5%-50% of the fare (depending on ticket class)
Hawaiian Airlines$0 (excluding Basic Cabin fares)$0 (excluding Basic Cabin fares)N/A
JetBlue$0–$100$0–$200$75 (waived for Mosaic customers)
Korean Air$30$30$0 (through June 30, 2022)
Norwegian Air$0 - ~$80$0 - ~$80$0 - ~$80
Qatar Airways$0 (through May 2022)$0 (through May 2022)$0 (through May 2022)
Ryanair$0 - ~$80$0 - ~$80~$80
Singapore Airlines$0 (first change)$0 (first change)$0 (first change)
Southwest Airlines$0$0$0
Spirit Airlines$0 - $99$0 - $99$99
Thai Airways$125 USD + 30 SGD$125 USD + 250 SGDN/A
Turkish Airlines$0 (through May 2022 for tickets purchased before April 2022)$0 (through May 2022 for tickets purchased before April 2022)$0 (through May 2022 for tickets purchased before April 2022)
United Airlines$0 (excluding Basic Economy fares)$0 (excluding Basic Economy fares)$0 (excluding Basic Economy fares)
WestJet~$39 - ~$366 (no changes permitted for basic fares)~$39 - ~$366 (no changes permitted for basic fares)~$39 - ~$366 (no changes permitted for basic fares)