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Best for applicants with low credit scores
Best for applicants with low credit scores.csv (Personal)
Personal| APR range | 6.99% - 35.99% |
| Loan amounts | $2,000 - $50,000 |
| Loan terms | 24 to 60 months |
| Origination fee | 1.00% - 7.99% |
| Min. credit score | 560 |
| Pros | Cons |
|---|---|
Allows for co-applicants Flexible loan amounts ($2,000 - $50,000) No prepayment penalties | Charges an origination fee (1.00% - 7.99%) Funding may take up to three days Not available in Iowa or West Virginia |
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| Lender | LendingTree rating and "best of" category | Available features | Lender review |
|---|---|---|---|
|  Low credit scores | 680 minimum credit score 90% LTV with higher score $45K minimum draw | Read our review |
|  High LTV ratios | 5- to 30-year terms No-closing-cost options 100% LTV for qualified borrowers | Read our review |
|  Online experience | 5- to 30-year terms $10K to $500K loan amounts 0.25% rate discount for eligible borrowers | Read our review |
| Rate and closing cost discounts | 5- to 30-year terms 0.50% rate discount for eligible borrowers No upfront fees | Read our review |
| Fast closings | 5- to 30-year terms $500K maximum loan amount 14-day closings possible | Read our review |
The best home equity lenders of 2023.csv
Home equity lenders—————–
Best debt consolidation loans( Duplicate )
Duplicate| Lender | User ratings | Best for... | APR range | Loan amounts | Credit required | Repayment terms | |
|---|---|---|---|---|---|---|---|
 | Borrowers with bad credit | 6.40% - 35.99% | $1,000 - $50,000 | 300 | 36 and 60 months | See Personalized Results | |
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User Ratings & Reviews
Ratings and reviews are from real consumers who have used the lending partner’s services. | Peer-to-peer loans | 6.99% - 35.99% | $2,000 - $50,000 | 560 | 24 to 60 months | See Personalized Results |
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User Ratings & Reviews
Ratings and reviews are from real consumers who have used the lending partner’s services. | No origination fees | 7.49% - 25.49% (with autopay) | $5,000 - $100,000 | Not specified | 24 to 144* months | See Personalized Results |
 | User ratings coming soon | Current Wells Fargo customers | 8.49% - 24.49% (with discounts) | $3,000 - $100,000 | Not specified | 12 to 84 months | See Personalized Results |
 | Small loan amounts | 8.49% - 35.99% (with autopay) | $1,000 - $50,000 | 580 | 24 to 84 months | See Personalized Results | |
 | Avoiding fees | 8.99% - 25.81% (with autopay) | $5,000 - $100,000 | 680 | 24 to 84 months | See Personalized Results | |
 | Borrowers with excellent credit | 8.99% - 35.99% | $2,000 - $50,000 | 600 | 36 to 60 months | See Personalized Results | |
 | Interest rate discounts | 8.99% - 35.99% | $5,000 - $50,000 | 620 | 24 to 60 months | See Personalized Results | |
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User Ratings & Reviews
Ratings and reviews are from real consumers who have used the lending partner’s services. | Short repayment terms | 9.95% - 35.95% | $2,000 - $35,000 | 580 | 12 to 60 months | See Personalized Results |
 | Borrowers with good credit | 11.72% - 24.67% | $5,000 - $40,000 | 640 | 24 to 60 months | See Personalized Results | |
 | Quick funding | 14.10% - 35.99% | $3,500 - $40,000 | 680 | 24 to 60 months | See Personalized Results |
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| Lender | Best for… | Max. loan amount | Term length | Min. interest rate | Min. credit score | Time in business | |
|---|---|---|---|---|---|---|---|
 | SBA line of credit | $500,000 | Up to 84 months | Up to prime + 0.00% | 680 (recommended) | 24 months (recommended) | Get business loan offers |
 | Startups | Starting at $1,000 | 0 months (with annual review) | Variable | Not disclosed | Six months | Get business loan offers |
 | High-revenue companies | $1,000,000 | 12 months (with annual review) | Prime + 0.50% (subject to a 5.00% minimum) | Not disclosed | 24 months | Get business loan offers |
 | Large amounts | $3,000,000 | Revolving | Variable, based on prime rate | Not disclosed | 36 months | Get business loan offers |
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| Company | Average annual rate |
|---|---|
| Erie | $2,055 |
| State Farm | $2,427 |
| Allstate | $2,560 |
| Country | $2,827 |
| Nationwide | $3,055 |
| American Family | $3,072 |
| Chubb | $2,606 |
| Farmers | $3,801 |
| Travelers | $3,149 |
| Progressive | $2,648 |
| Farm Bureau | $3,639 |
| USAA* | $2,507 |
| Discount | Farmers | State Farm | Allstate | Liberty Mutual |
|---|---|---|---|---|
| Bundling | Yes | Yes | Yes | Yes |
| Military | Yes | No | No | No |
| Roof materials | Yes | Yes | No | No |
| Eco certification | Yes | No | No | No |
| New home | Yes | No | No | No |
| Home security | Yes | Yes | Yes | No |
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| Pros | Cons |
|---|---|
Can receive funds as fast as one day 100% financing available | No minimum time in business specified Lack of transparency about minimum credit score requirements |