Best Free Credit Reports
Your credit report is a key indicator of your financial health, so it’s important to check it regularly to ensure that the information included is accurate. Read More
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How a Missed Payment Affects Your Credit Score
A missed payment less than 30 days late isn’t usually reported, but if you’re later than 120 days, your creditor might send the debt to collections. Read More
How Does Bankruptcy Affect Your Credit?
Depending on how high your credit score is to start, you could lose hundreds of points, and it’s a negative mark that can stay on your report for years. Read More
How Will Debt Settlement Affect My Credit Score?
While settling an account is better than not paying it at all, it can still hurt your credit history. Read More
Does a Cash Advance Hurt Your Credit?
Cash advances (short-term personal loans from your credit card) don’t inherently hurt your credit score, but they can lead to future credit issues. Read More
Does Checking My Credit Score Lower It?
Checking your credit typically won’t affect your credit score, but inquiries from lenders can. Read more about credit checks and how they can impact your score. Read More
Chase Credit Journey: How It Works and What To Know
Chase Credit Journey is a free credit monitoring service that helps you track your money and financial health. We explain how to use it. Read More
How to Get Your Free Annual Credit Report
You’re entitled to a free copy of your credit report once a year. Read more about how to access your report and what information can be found there. Read More
How to Lock Your Credit
Wondering how to lock your credit? Credit locks tend to be a premium service at a cost from the three major credit bureaus. Read More
FAQ: Can a Credit Card Company Decrease Your Credit Limit Without Telling You?
The coronavirus pandemic has flipped millions of Americans’ financial lives upside down, seemingly overnight. About 30 million Americans are newly unemployed. Read More