162700-2022-FHA-Loan-Limits-in-Tennessee-Sheet1.csv-2025-01-27.csv
County nameOne unitTwo unitThree unitFour unitMedian sales price
ANDERSON$420,680$538,650$651,050$809,150$250,000
BEDFORD$420,680$538,650$651,050$809,150$203,000
BENTON$420,680$538,650$651,050$809,150$55,000
BLEDSOE$420,680$538,650$651,050$809,150$38,000
BLOUNT$420,680$538,650$651,050$809,150$250,000
BRADLEY$420,680$538,650$651,050$809,150$198,000
CAMPBELL$420,680$538,650$651,050$809,150$250,000
CANNON$694,600$889,200$1,074,850$1,335,800$604,000
CARROLL$420,680$538,650$651,050$809,150$70,000
CARTER$420,680$538,650$651,050$809,150$185,000
CHEATHAM$694,600$889,200$1,074,850$1,335,800$604,000
CHESTER$420,680$538,650$651,050$809,150$160,000
CLAIBORNE$420,680$538,650$651,050$809,150$85,000
CLAY$420,680$538,650$651,050$809,150$55,000
COCKE$420,680$538,650$651,050$809,150$60,000
COFFEE$420,680$538,650$651,050$809,150$179,000
CROCKETT$420,680$538,650$651,050$809,150$160,000
CUMBERLAND$420,680$538,650$651,050$809,150$135,000
DAVIDSON$694,600$889,200$1,074,850$1,335,800$604,000
DECATUR$420,680$538,650$651,050$809,150$50,000
DEKALB$420,680$538,650$651,050$809,150$120,000
DICKSON$694,600$889,200$1,074,850$1,335,800$604,000
DYER$420,680$538,650$651,050$809,150$100,000
FAYETTE$420,680$538,650$651,050$809,150$265,000
FENTRESS$420,680$538,650$651,050$809,150$60,000
FRANKLIN$420,680$538,650$651,050$809,150$179,000
GIBSON$420,680$538,650$651,050$809,150$160,000
GILES$420,680$538,650$651,050$809,150$125,000
GRAINGER$420,680$538,650$651,050$809,150$150,000
GREENE$420,680$538,650$651,050$809,150$110,000
GRUNDY$420,680$538,650$651,050$809,150$60,000
HAMBLEN$420,680$538,650$651,050$809,150$150,000
HAMILTON$420,680$538,650$651,050$809,150$251,000
HANCOCK$420,680$538,650$651,050$809,150$50,000
HARDEMAN$420,680$538,650$651,050$809,150$65,000
HARDIN$420,680$538,650$651,050$809,150$85,000
HAWKINS$420,680$538,650$651,050$809,150$183,000
HAYWOOD$420,680$538,650$651,050$809,150$83,000
HENDERSON$420,680$538,650$651,050$809,150$101,000
HENRY$420,680$538,650$651,050$809,150$85,000
HICKMAN$420,680$538,650$651,050$809,150$80,000
HOUSTON$420,680$538,650$651,050$809,150$76,000
HUMPHREYS$420,680$538,650$651,050$809,150$120,000
JACKSON$420,680$538,650$651,050$809,150$190,000
JEFFERSON$420,680$538,650$651,050$809,150$150,000
JOHNSON$420,680$538,650$651,050$809,150$90,000
KNOX$420,680$538,650$651,050$809,150$250,000
LAKE$420,680$538,650$651,050$809,150$49,000
LAUDERDALE$420,680$538,650$651,050$809,150$69,000
LAWRENCE$420,680$538,650$651,050$809,150$117,000
LEWIS$420,680$538,650$651,050$809,150$95,000
LINCOLN$420,680$538,650$651,050$809,150$130,000
LOUDON$420,680$538,650$651,050$809,150$250,000
MACON$694,600$889,200$1,074,850$1,335,800$604,000
MADISON$420,680$538,650$651,050$809,150$160,000
MARION$420,680$538,650$651,050$809,150$251,000
MARSHALL$420,680$538,650$651,050$809,150$218,000
MAURY$694,600$889,200$1,074,850$1,335,800$604,000
MCMINN$420,680$538,650$651,050$809,150$130,000
MCNAIRY$420,680$538,650$651,050$809,150$90,000
MEIGS$420,680$538,650$651,050$809,150$100,000
MONROE$420,680$538,650$651,050$809,150$90,000
MONTGOMERY$420,680$538,650$651,050$809,150$235,000
MOORE$420,680$538,650$651,050$809,150$179,000
MORGAN$420,680$538,650$651,050$809,150$250,000
OBION$420,680$538,650$651,050$809,150$91,000
OVERTON$420,680$538,650$651,050$809,150$190,000
PERRY$420,680$538,650$651,050$809,150$50,000
PICKETT$420,680$538,650$651,050$809,150$60,000
POLK$420,680$538,650$651,050$809,150$198,000
PUTNAM$420,680$538,650$651,050$809,150$190,000
RHEA$420,680$538,650$651,050$809,150$139,000
ROANE$420,680$538,650$651,050$809,150$250,000
ROBERTSON$694,600$889,200$1,074,850$1,335,800$604,000
RUTHERFORD$694,600$889,200$1,074,850$1,335,800$604,000
SCOTT$420,680$538,650$651,050$809,150$62,000
SEQUATCHIE$420,680$538,650$651,050$809,150$251,000
SEVIER$420,680$538,650$651,050$809,150$245,000
SHELBY$420,680$538,650$651,050$809,150$265,000
SMITH$694,600$889,200$1,074,850$1,335,800$604,000
STEWART$420,680$538,650$651,050$809,150$235,000
SULLIVAN$420,680$538,650$651,050$809,150$183,000
SUMNER$694,600$889,200$1,074,850$1,335,800$604,000
TIPTON$420,680$538,650$651,050$809,150$265,000
TROUSDALE$694,600$889,200$1,074,850$1,335,800$604,000
UNICOI$420,680$538,650$651,050$809,150$185,000
UNION$420,680$538,650$651,050$809,150$250,000
VAN BUREN$420,680$538,650$651,050$809,150$56,000
WARREN$420,680$538,650$651,050$809,150$130,000
WASHINGTON$420,680$538,650$651,050$809,150$185,000
WAYNE$420,680$538,650$651,050$809,150$50,000
WEAKLEY$420,680$538,650$651,050$809,150$89,000
WHITE$420,680$538,650$651,050$809,150$125,000
WILLIAMSON$694,600$889,200$1,074,850$1,335,800$604,000
WILSON$694,600$889,200$1,074,850$1,335,800$604,000

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Truist: Best business line of credit for long-term funding

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Up to

  Based on the current prime rate of + and added % from Fundible

to months

6 months

Pros
  • Large loan amounts can be used for a variety of business purposes
  • Lower credit score, time in business and annual revenue requirements than other SBA lenders
  • No prepayment penalties
Cons
  • Not an SBA Preferred Lender, so funding may take several months
  • May require a down payment
  • Collateral and/or personal guarantee may be required

Why we picked it

+

Lines of credit backed by the U.S. Small Business Administration (SBA) have several benefits, including high borrowing amounts, lengthy repayment terms and capped interest rates. But getting a government-backed loan can be tricky for new businesses, as SBA lenders typically require a good credit score and a minimum of two years in business to qualify.

With , it may be easier to secure an SBA line of credit, with the lender offering financing to companies after only six months in business. However, this may not be the best option for borrowers with urgent needs, as it may take several months to receive your funds.

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