Lenders | Best for… | Starting APRs | Loan terms | Loan amounts | |
---|---|---|---|---|---|
![]() | Short-term loans | 4.50% | 12-84 months | From $12,000 | View Personalized Offers |
![]() | Those with military connections | 4.54% | 36-96 months | Not specified | View Personalized Offers |
![]() | Using a car-buying service | 5.24% | 36-84 months | Up to $150,000 | View Personalized Offers |
![]() | Bad-credit borrowers | 6.34% *with autopay | 36-84 months | Up to $250,000 | View Personalized Offers |
![]() | Used car loans | 6.74% | Up to 84 months | Up to $500,000 | View Personalized Offers |
![]() | Prime and subprime rates | 6.49% | 36-72 months | From $4,000 | View Personalized Offers |
![]() | Those who prefer large banks | 6.14% | 48-72 months | From $7,500 | View Personalized Offers |
![]() | Private-party auto loans | 6.84% | 12-72 months | $7,500-$75,000 | View Personalized Offers |
![]() | An online experience | 7.90% | 36 to 78 months | Starting at $1,000 | View Personalized Offers |
![]() | Unsecured auto loans | 7.49%* with autopay and excellent credit | 24-84 months | $5,000-$100,000 | View Personalized Offers |
![]() | Dealership purchases | Not disclosed | 12-84 months | Starting at $4,000 | View Personalized Offers |
Credit score | Average new car APR | Average used car APR |
---|---|---|
Super prime (781-850) | 5.18% | 6.79% |
Prime (661-780) | 6.40% | 8.75% |
Nonprime (601-660) | 8.86% | 13.28% |
Subprime (501-600) | 11.53% | 18.55% |
Deep subprime (300-500) | 14.08% | 21.32% |